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Dan Rafter

Freelance writer with more than 30 years of experience.

Why Small Firms Need Cyber Cover | Insurance Thought Leadership

The biggest data breaches, the ones hitting big businesses such as Target, Facebook and Marriott International, generate the headlines. But what surprises many is that small businesses are more likely to suffer data breaches than are the globe’s biggest companies.
So, cyber liability insurance is a must-have not just for giant corporations but also for small businesses. Insurers, then, need to promote this protection to the owners of medical offices, financial planning firms, hardware stores, gr...
Rocket Mortgage •

Cost to remodel a house

You can fund your renovation projects in a variety of ways, from using cash savings to applying for home improvement loans or turning to personal loans.
No matter how you fund these improvements, it can be challenging to keep a home renovation project on budget. Just look at the 2025 U.S. Houzz & Home Study: The study found that 26% of survey respondents said that they struggled to stay on budget during their renovation project. A total of 19% of respondents said they struggled to stay on schedu...

Flash cameras, massive LED screens, collaboration spaces and a hidden speak-easy: Clune Construction brings it all to NBCUniversal’s new Chicago broadcast studio – REJournals

Some projects stand out. For Clune Construction’s Kevin Steger, that includes the work that the company did on building the new NBCUniversal office and broadcast studio in downtown Chicago’s NBC Tower.


And why not? The NBC Tower on Chicago’s Near North Side is an iconic property. It has been home to broadcast stars including Jerry Springer, Jenny Jones, Judge Mathis and Steve Harvey.


Working on this project, then, was like writing a new page in Chicago’s history books.


“This was a speci...
Rocket Mortgage •

What is a reverse mortgage?

Older homeowners often face a financial dilemma: They often have a lot of equity from years of paying down or paying off their mortgage, but need cash in retirement for living expenses. One solution is a reverse mortgage, which allows homeowners to turn their equity into cash. The most common reverse mortgage is a home equity conversion mortgage (HECM), which is insured by the U.S. government and available through FHA-approved lenders.
But a reverse mortgage is a complicated financial product. Y...
HorrorFam.com •

Remembering the Beyond the Door Trilogy - HorrorFam.com

Here’s what you get if you dare to watch all three films in the Beyond the Door series: A boy so obsessed with pea soup that he drinks it cold out of the can with a straw, young girl who’s constantly reading the novelization of the movie Love Story, a train that’s possessed by the devil and loves to decapitate its victims, a boyfriend who doesn’t seem that upset after watching his girlfriend rip her own head in half…and very, very few scenes involving doors or anything beyond them.


That proba...
Bankrate •

United MileagePlus Guide | Bankrate

The United Airlines MileagePlus loyalty program can help you earn status and award flights with United, whether you fly multiple times per year or just a few. Joining the program is free and easy to use, and doing so can help you earn more miles toward your next trip.
In this guide, we’ll discuss everything you need to know about the United MileagePlus program, including how it works, how to earn and redeem miles, elite status and the best credit cards for earning even more United miles.



The...
CreditCards.com •

Credit card merchant fees: Processing, interchange fees | CreditCards.com

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.The costs for accepting credit card payments can be some of the most confusing and frustrating fees small-business owners face.This isn’t surprising: Business owners don’t pay just one fee when closing a sale with a credit card. Instead, business owners pay fees to three diffe...
Grist •

Old amusement parks don't die, they just ... become condos

Mat Lindstedt was a typical 12-year-old growing up in San Jose during the 1970s. He spent his summers braving the runaway mine ride, paddling the Indian war canoes, and riding the lazy burros at Frontier Village amusement park.
But Lindstedt’s summers changed in 1980, when the owners of Frontier Village decided the park’s 33 acres would fetch them far more dollars in the San Jose real-estate market than it ever would as a kiddie kingdom. The park never stood a chance, and closed its gates for go...

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